Business Verticals: Transaction Processing Unit

Transaction Processing Unit (TPU)

Transaction processing is one of the big vertical in PAMAC. Under Transaction Processing unit we provide end to end backend services like – Applications processing, payment processing, Cash and Cheque inter Bank  reconciliation etc.


Application Processing

We manage end to end application processing for various Banking / Non -Banking sectors. It includes the services as below:

  • In-warding of application
  • Screening of applications
  • Scanning and Indexing
  • Data Entry = 1st and 2nd level
  • Quality checks
  • Submission of Output file
  • Dispatch of documents / application


Payment Processing

We work on 100% dual entry module for Payment processing activity. It includes the following two major activities as below:

I. Drop Box clearance

Our Field Executives visit to the places wherever the drop boxes have been installed and collect the cheques from the drop box.

II. Processing

  • Sorting of the cheques – Valid / Invalid
  • D1-1st Level Data Entry
  • D2  Validation
  • Submission of output file
  • Banking of cheques
  • Reconciliation


Cash and Cheque inter Bank reconciliation etc.

We manage error free reconciliation activity for CMS product of Bank. It includes the following activities:

  • Receipt of transaction details from main bank and the correspondence bank
  • Reconciliation of cash and cheque transaction
  • Closure of Open items with correspondence bank branch
  • Submission of report


PAMAC’s Unique Edge - TPU Vertical

  • On line software application for distributing, tracking and reporting
  • Covering vast Geographical Network across India & UAE
  • Managing large volumes together with fluctuations during month ends/peak festive seasons
  • Continuous trainings and re-skilling of resources
  • Time and Cost Effective Solutions to reduce Turn around times and improve quality of output
  • Periodical publishing of Fraud Bulletin and Alerts to Clients
  • Dedupe against large database across products and cities